Supporting SMEs 


At Barnes Commercial Insurance Broker, we support small-to-medium enterprises with finding suitable insurance. We collaborate exclusively with select industries rather than focusing on individual products. This allows us to concentrate on delivering tailored solutions for those working within these industries.

Personal Service 


We believe in providing a truly personal service for our customers and always aim to arrange face-to-face consultations and reviews. Our goal is to add value to your business wherever we can. By using only A-rated, reputable insurance providers and ensuring we stay well connected in the insurance market, we remain up-to-date with the most recent market offerings and changes.

Steeped in history


Barnes Commercial Insurance Broker was born from Lifesure. Founded by Colin Barnes back in 1971, Lifesure has since built a reputation for providing specialist insurance while putting care at the heart of the business. It was even named as one of the UK’s top 50 insurance brokers, according to Insurance Age. Sadly, in 2017, Colin passed away, leaving a remarkable legacy behind him. This made his name the obvious choice for


Barnes Commercial Insurance Broker.

Mitigating risk


As a small business ourselves, we understand the pressure that comes with finding the right policy, and the consequences of getting this wrong. Because of this, we are well-placed to arrange a policy which mitigates the risks you face. More than just insurance, we provide consultative support to our customers, ranging from health and safety report to legal advice.


Why Barnes Commercial Insurance?

We are an independent broker with a wealth of industry experience and have taken the time to really understand your sector. This means we will only provide you with best advice and recommendations to allow you to choose the right policies to protect your business.

How can I get a quotation?

You can simply get in contact with us to make your enquiry via email, using our contact form or telephone.

How will my quotation take place?

Over the phone immediately or alternatively, we will arrange a convenient date and time to speak with one of our team of Account Executives to discuss your requirements.

How long will my quotation take?

We aim to provide our quotations as soon as possible. However, the length of quotation will be dependent upon the makeup and complexity of your business and the type of insurance product and cover required.

What shall I do to make a claim?

In the event of a claim, please call the number on your policy documentation. If you have trouble finding this, please contact us and we’ll assist.

What types of Business Insurance coverages are available?

  • Employers & Public Liability
  • Commercial Package including Buildings & Contents, Business Interruption, Legal Expenses
  • Medical Malpractice
  • Dentist Indemnity
  • Professional Indemnity
  • Cyber Liability
  • Directors & Officers
  • Locum & Business Overheads

Can I pay by monthly payments?

Yes, we use credit payment facility with Close Premium Finance. Please contact us for further information.

Can I arrange my cover in advance of the policy renewal date?

Yes, we will be happy to talk to you prior to your policy due date. Typically, most insurers can arrange cover up to 30 days before renewal.

How do I know I will be purchasing the correct cover?

Our Account Executives will guide you through the quotation process to make it easy for you. We will make recommendations on policies chosen from our panel of A-rated insurers to ensure you have selected the right cover.

How will I receive my documentation?

All documentation will be dealt with electronically.

What do I do if I need to make a change mid-way through the policy?

Simply give us a call or drop us an email and we will be happy to assist.

Will you only deal with businesses in your sector?

At present, these are the sectors which we cater for however we will be happy to talk to you to see whether we can be of assistance.

Contact us

We aim to respond to all enquiries within 24 hours.

Please do not submit any sensitive data.