Scientific Research and Biotechnology

Protecting the difference you make

If your business centres on research and technology, your work could change the way we live. Innovation shapes our lives and some of our technology insurance clients are at the centre of that.


However, research and technology companies are often unaware of the risks their business and their sector faces. Imagine if a product you create injures one of your customers, damages someone’s property or harms the environment.


Your liability extends to entire communities and regions, and it’s just one aspect of cover available. We’ve designed this policy to take an all-encompassing approach which efficiently protects your work in an easy-to-understand way.

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Who is it for?

From start-up, through research and development and clinical trials, to product manufacture and worldwide sales, we can provide cover for a range of businesses in the scientific research sector including the following industries:


  • Pharmaceutical
  • Biotechnical
  • Medical devices (manufacturing and distributing)
  • Food supplements and dietary products
  • Laboratory instruments and equipment
  • Contract research and manufacturing organisations
  • Clinical trials

Benefits of cover

Failure to perform (efficacy) in products liability

No fault compensation under clinical trials cover

Unintentional breach of copyright, trademark or registered design

Available cover includes:

  • Public liability / products liability
  • Professional liability
  • Clinical trials
  • Employers’ liability
  • Entity defence
  • Directors and officers liability
  • Property damage
  • Business interruption
  • Specified all risks
  • Transit
  • Public utilities
  • Denial of access
  • Restrictions to premises
  • Customers / suppliers extension
  • Product withdrawal expense

Why choose Barnes Commercial Insurance Broker?

Over the years, we have built solid relationships with some of the UK’s leading insurers. It means we have access to specialist schemes not usually available elsewhere. You can benefit from these schemes by their extensive features.


It is the insurance you have in place which will dictate how your business recovers following an incident.


We know that your company is probably unlike any other. That’s why a dedicated yet affordable policy is essential in protecting the work you do and the steps you are making.


Get in touch to find out more about insurance for technology companies.

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