What is Commercial Combined Insurance?
Commercial combined insurance is exactly as it sounds – a comprehensive insurance programme which incorporates a variety commercial insurance covers in one policy.
This convenient insurance approach makes managing your insurance a streamlined process. One single renewal date means that you won’t miss essential cover renewals, which could leave your business open to risk. A combined commercial policy brings security and complete peace of mind.
A typical commercial combined policy can cover the following sections:
- Building
- Contents
- Liabilities (Employers’, Public and Product)
- Legal Expenses
- Business Interruption
- Book Debts cover
- Money cover
- Goods in transit
- Machinery breakdown cover
- Computer breakdown cover
Depending on your requirements, additional covers can be added too, such as abuse cover if you operate a care home, or safety critical parts cover if you run a manufacturing organisation.
Our experienced advisers will work closely with you to establish the potential risks faced by your business and tailor an insurance programme to mitigate those identified. You can be confident that the insurance we present will be completely appropriate for your needs.
Our partnerships with established A rated insurers, allows us to find the right cover for you, from a host of market-leading products. And don’t forget that we may be able to arrange competitive finance to spread the cost on a monthly basis through our partnership with Close Brothers Premium Finance. Please get in touch for details.
Find answers to your Frequently Asked Questions below.
Frequently Asked Questions
Why do I need Commercial Combined insurance?
As a business owner or manager, you have a duty of care to your employees, suppliers and the public to have insurance in place. Some insurances will be required by law and others will be best practice, or needed to protect your assets, business entity or your employees.
A commercial combined policy will provide complete peace of mind. By combining all your insurance requirements into a single policy, you can be confident that your business is fully protected from all potential identified risks.
Combining all your policies into a single package can be a cost-effective solution.
Our extensive experience in commercial insurance means we are well placed to provide expert advice on a commercial combined package for your business. Your dedicated account executive will take the time to explore the potential risks faced by your business, so the comprehensive policy we present will be completely appropriate for your needs.
Ask us about Commercial Combined insurance today – call us on 01480 272727 or drop us an email at enquiries@barnesinsurancebroker.co.uk
Who should have Commercial Combined insurance?
Commercial combined insurance is suitable for any business. Due to its flexibility a commercial combined product can be tailored to your unique requirements.
Anyone looking to simplify their insurance policy programme and put everything into a simple and hassle-free policy, should consider commercial combined insurance.
What are the benefits of Commercial Combined insurance?
- Peace of mind for you and your staff
- Provides reassurance for your patients/clients
- All-encompassing protection against potential business risks
- Potential reduction in premiums
- Single renewal date
How much Combined Commercial Insurance cover do I need?
The insurance package created will depend on the nature and size of your business. Each element of insurance required will need to be explored to assess the potential risks you face.
We work closely with our clients to fully understand their exposure to business risk. This allows us to tailor our advice so the commercial combined cover we present will be just what you need. Having the appropriate level of cover in place will provide you with freedom from worry, so you can get on with what you do best – running your business.
How can I buy Commercial Combined insurance?
You can arrange commercial combined insurance with ease, by speaking to one of our experienced advisers.
We are proud to be an independent commercial insurance broker – we are completely impartial, which means the cover we suggest will be just what you need for now and the future.
And because we only partner with A rated insurers, you can be assured of a market-leading policy from a trusted provider.
If you require additional specialist insurance for your business, we can explore options on your behalf. You can call us for expert advice on 01480 272727 or send an email to us at enquiries@barnesinsurancebroker.co.uk
