dental indemnity

Dental Indemnity

Dental Indemnity Insurance

What is Dental Indemnity Insurance?

Dental Indemnity Insurance protects you against claims alleging negligence or a breach of professional duty, resulting from dental treatment or advice. This can include misdiagnosis, injury, delays in referral, physical or mental harm to a patient.

Dental Indemnity Insurance is a legal requirement for anyone offering professional regulated private dental services in the UK.

A robust Dental Indemnity Insurance policy will protect you against financial loss and reputational damage that may occur because of a claim against you. It covers legal fees, costs associated with defending the claim and any compensation that may be payable.

Our team of experienced advisers have extensive knowledge of dental insurance, including dental indemnity and are well placed to provide you with expert tailored advice on the optimum cover required to protect you and your practice.

Find out more about the benefits of dental indemnity cover and why you need it in our FAQs below.

If you would like to arrange a review of your current levels of cover or to discuss how you can mitigate risk at your dental practice, please get in touch by calling us on 01480 272727, sending us an email at or completing our enquiry form.

Arrange your Dental Indemnity Insurance today

Talk to an experienced adviser by calling us on 01480 272727 or complete our

Enquiry Form

Alternatively, you can email us at

Frequently Asked Questions

Why do I need Dental Indemnity cover?

As a provider of professional dental services, you will always strive to provide the best care, treatment and advice possible to your patients. However, should the unexpected happen, having appropriate cover in place to protect against any claims of alleged negligence in any treatment or advice given, will bring complete peace of mind.

Dental indemnity cover is a legal requirement and following an update to GDC indemnity requirements in 2016, the onus to ensure appropriate cover is in place, now falls to the individual or the practice. The GDC requires evidence that you have the correct insurance in place, and you must be able to provide proof, if required.

In defending an allegation of negligence or malpractice you are likely to incur significant costs. If you don’t have suitable cover in place, as well as the stress of meeting these costs, you could experience a loss of income, assets and reputation, which could ultimately result in the loss of your livelihood.

We arrange robust Dental Indemnity Insurance for dentists, dental nurses, dental technicians and dental surgeries.

Ask us about Dental Indemnity Insurance today – call us on 01480 272727 or drop us an email at

Who should have Dental Indemnity Insurance?

Dental Indemnity cover is essential to anyone providing professional dental services.

If you operate a private practice or take on any private work, or work for the NHS, you are legally required to have Dental Indemnity Insurance.

You may be a member of a dental defence organisation, who provide discretional indemnity insurance as part of your subscription, but with membership rates becoming increasingly expensive, it may be prudent to look at alternative arrangements for your Dental Indemnity Insurance. This way you can be assured that you have effective cover in place should you ever need to use it.

If you have been refused cover by a defence union, perhaps because you have had a previous claim, then we can help you to find a policy suitable for your needs. Our expert advisers can discuss your requirements in detail and select a policy from our portfolio of A rated insurers – because we know you need Dental Indemnity Insurance to be able to practice.

What are the benefits of Dental Indemnity Insurance?

  • Peace of mind for you and your staff
  • Provides reassurance for your patients
  • Protection against financial loss in defending a claim
  • Allows your practice to continue to operate during a claim

How much Dental Indemnity Insurance cover do I need?

As with most business insurance policies, the level of cover that you require will depend on your circumstances and the nature of your practice.

At Barnes Commercial, we provide our clients with a personal service. A dedicated account executive, with experience in the dental insurance sector, will talk with you to understand your business and evaluate the potential risks you face. We will recommend a tailored insurance programme to meet your needs so you will be protected now and in the future.

Having the appropriate level of cover in place will provide you with freedom from worry, so you can get on with what you do best – caring for your patients.

How can I buy Dental Indemnity Insurance?

That’s easy – you can arrange your Dental Indemnity Insurance with us!

We are an independent commercial insurance broker, and as such are completely impartial, so you can rest assured that the cover we present will be appropriate for your requirements – nothing more, nothing less.

We search our portfolio of A rated insurers to find the best market-leading policy to meet your needs.

Dental Indemnity Insurance may be just one of a number of insurances you require, so by speaking to an experienced member of our team, we can create a tailored insurance programme to incorporate them all.  You can call us on 01480 272727 or send an email to us as

Get in touch

To speak to an expert adviser, call 01480 272727 or complete our enquiry form below

Contact us today

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