Domiciliary Care Insurance - Barnes Commercial Limited
care home insurance

Domiciliary Care Insurance

What is Domiciliary Care Insurance?

This specialist cover provides essential protection for people or organisations who deliver domiciliary care services on their own premises or in the community.

The care services you provide are invaluable to those who receive them but occasionally things don’t go as planned despite best intentions, so having a robust insurance policy in place, will provide complete peace of mind.

Domiciliary Care Insurance protects those providing the following care services:

  • Personal care
  • Assisted care
  • Shopping and laundry
  • Nursing
  • Respite care services
  • Household and gardening
  • Childcare services
  • Bathing and dressing
  • Medication administration


As an independent commercial insurance broker, we provide impartial advice so you can be confident in securing domiciliary care cover that meets your needs. This may include building and contents cover, medical malpractice cover, directors’ and officers’ insurance, professional indemnity and more. The recommended insurance programme will depend on your specific requirements.

With Domiciliary Care Insurance in place you can be confident that should a claim be made against you, or your staff, you will be financially protected. Any legal costs incurred in defending a claim would be covered, along with any compensation awarded. This vital cover will allow freedom from worry, so you can continue to do what you do best – providing care for your clients.

Our FAQs below will help to answer your questions below, or you can get in touch by calling 01480 272727 and speak to an experienced broker today.

Get in touch

Arrange your Domiciliary Care Insurance today

Talk to an experienced broker today by calling us on 01480 272727 or complete our

Enquiry Form

Alternatively, you can email us at

Frequently Asked Questions

Why do I need Domiciliary cover?

As a provider of domiciliary care services whether on your premises or within the community, you have a duty of care to both your employees and to your clients. A robust insurance policy will protect you should something go wrong.

This could be an employee who is injured whilst at work or a client whose family brings a legal malpractice action against your business or practise. Either could result in expensive court proceedings, leaving you facing significant financial loss and damage to your reputation. It’s therefore vital to have the right cover in place to protect against any claims of alleged negligence, malpractice or liability.

Having appropriate insurance cover in place will provide you and your clients with the reassurance that if something does go wrong, a resolution can be arrived at to the satisfaction of all parties, with as little disruption to your business as possible.

We provide Domiciliary Care Insurance for nursing and care homes, and agencies.

Ask us about Domiciliary Care Insurance today – call us on 01480 272727 or drop us an email at

Who should have Domiciliary Care Insurance?

Domiciliary Care insurance cover is essential to anyone providing domiciliary care services within a care or nursing home setting, a retirement community or the wider community.

Whether you offer private care services or run an agency, we recommend investing in Domiciliary Care Insurance.

You provide an invaluable service to people who wish to remain as independent as possible in their own homes, helping to improve their quality of life. Domiciliary care cover will ensure that you can continue to provide your services, even when defending a claim, bringing you complete peace of mind.

What are the benefits of Domiciliary Care Insurance?

  • Peace of mind for you and your staff
  • Provides reassurance for your clients
  • Protection against financial loss in defending a claim
  • Allows you or your business to continue to operate during a claim

How much Domiciliary Care Insurance cover do I need?

As with most insurance packages, the level of cover that you require will depend on your circumstances and the nature of your business.

As a care provider you are likely to have multiple requirements. We take a personal approach to insurance and take the time to get to know our clients. This way we can fully understand their exposure to risk and tailor our advice accordingly. Creating an insurance programme to meet your specific requirements ensuring the cover in place, is exactly what you need.

Having the appropriate level of cover in place will provide you with freedom from worry, so you can get on with what you do best – caring for your clients.

How can I buy Domiciliary Care Insurance?

That’s easy! You can arrange a tailored insurance programme with us. Your dedicated account executive will speak with you to understand the extent of the cover you need to protect your business. Our advice is completely impartial because we are an independent commercial insurance broker – the cover we suggest will be just what you need for now and the future.

Additionally, because we only partner with A rated insurers, you can be confident of a market-leading policy from a trusted provider.

By speaking to an experienced member of our team, we can create a tailored insurance programme to incorporate all the elements you need for a comprehensive Domiciliary Care Insurance policy.  You can call us on 01480 272727 or send an email to us at

Get in touch

To speak to an expert adviser, call 01480 272727 or complete our enquiry form below

Contact us today

"*" indicates required fields