What is Engineering Inspection Insurance?
Engineering Inspection Insurance is a vital part of your risk management strategy. It ensures that you keep any machinery and equipment on your commercial premises in full working order, so that it is safe to use.
The insurance ensures that inspections are carried out regularly by a competent engineer and are arranged for you by your insurer. You will receive a copy of an inspection report which can then be made available to any interested parties including mortgage companies, solicitors, potential purchasers, clients and the Health & Safety Executive.
If any piece of equipment should fail the inspection, it is your responsibility to remedy the fault, which could be a repair, or a replacement.
Engineering Inspection Insurance is a preventative insurance product and can be used as evidence when defending a liability claim should an incident occur in relation to your machinery or equipment.
Our experienced advisers can help you arrange engineering inspection insurance cover that’s right for your business. We are an independent commercial insurance broker and as such, provide completely impartial advice so you can be confident that the cover we present to you, will be just what you need.
Find out more about Engineering Inspection insurance in our FAQs below.
Frequently Asked Questions
Why do I need Engineering Inspection insurance cover?
Engineering inspections are legally required on some pieces of equipment, which must be inspected and approved for use on a regular basis by a competent engineer, as specified in the Provision and Use of Work Equipment Regulations (PUWER).
These types of machinery and equipment may include:
- Lifts – used by passenger or goods (legally required by LOLER 1998)
- Pressurised boiler systems
- Compressors and pressure systems (legally required by PSSR 2000)
- Items involving wires, chains, ropes and hydraulics
- Lifting equipment (legally required by LOLER 1998)
- Electrical installations
- Equipment that removes fumes, dust and vapours (LEV systems) (COSHH applies)
So, this could include stairlifts and hoists used in care homes, dental equipment, veterinary equipment, any lifts within your premises, extraction equipment in clean rooms and more.
In fact, whether legally required or not, it’s best practice and part of your duty of care, to ensure that any machinery or equipment used by you or your employees in your place of work, is inspected regularly, is safe to use and in good working order.
Machinery or equipment that fails or breaks down because it has not been checked on a regular basis may result in a loss of productivity and wasted time, leaving you with a costly repair bill or even a hefty investment in a replacement.
If an employee or third party is injured by faulty equipment, you could face court action resulting in financial loss from legal costs, compensation awards due to an injured party, or fines from enforcement.
We provide Engineering Inspection Insurance advice for businesses that use machinery or equipment in their commercial activities and can arrange a policy that’s right for your needs.
Ask us about Engineering Inspection Insurance today – speak to one of our expert advisers by calling us on 01480 272727 or drop us an email at enquiries@barnesinsurancebroker.co.uk
Who should have Engineering Inspection Insurance?
Engineering inspection insurance cover is essential to anyone who uses machinery or equipment as part of their service offering, in use on their commercial property.
If you run a dental practice, care or nursing home, or are carrying out scientific research, you may use equipment that should be checked on a regular basis.
We recommend considering Engineering Inspection Insurance as part of your overall risk management strategy because it’s essential as part of your workplace H&S and can help you to defend any potential claims made against your business.
What are the benefits of Engineering Inspection Insurance?
- Peace of mind for you and your staff
- Provides reassurance for your patients, visitors and third parties
- Provides support in defending claims
How much Engineering Inspection Insurance cover do I need?
The level of protection you need from your insurance policy will depend on your industry sector and the equipment that you are using while delivering your service or product. There isn’t a one size fits all.
We get to know our clients and fully understand their exposure to risk. This allows us to tailor our advice to your requirements so the engineering inspection cover we present will be just what you need. Having the appropriate level of cover in place will provide you with freedom from worry, so you can get on with what you do best – running your business.
How can I buy Engineering Inspection Insurance?
We can help arrange your insurance today! With expert knowledge of engineering inspection policies, we can present a programme of insurance unique to your needs. And because we only partner with A rated insurers, you can be confident of a market-leading policy from a trusted provider.
Engineering Inspection Insurance may be just one of a number of insurances you require, so by speaking to an experienced member of our team, we can create a tailored insurance programme to incorporate them all. You can call us on 01480 272727 or send an email to us at enquiries@barnesinsurancebroker.co.uk.
