What is Fleet Insurance?
Fleet Insurance is a convenient way for businesses to insure multiple vehicles on a single policy.
The vehicles included on your policy can be cars, vans or other types of vehicle and driven by named drivers or ‘any driver’, depending on your requirements.
It is a legal requirement for all vehicles to be insured on UK roads.
Fleet Insurance provides protection for vehicles used as part of your business service and can cover:
- Loss or damage to your vehicles
- Legal fees incurred defending a claim
- Windscreen repair or replacement
- Replacement locks for stolen keys
- Vehicle recovery in the event of an accident or breakdown
- Medical expenses if you or a passenger are injured whilst in the vehicle
- Interim replacement vehicle
If you have two or more vehicles which are used as part of your service delivery, then Fleet Insurance could be perfect for you. Barnes Commercial is an independent commercial insurance broker, allowing us to provide impartial advice so you can be confident in securing Fleet Insurance cover that meets your specific needs. Plus, you’ll benefit from the exceptional service our expert advisers provide, who will arrange your Fleet Insurance quickly and without fuss.
Get in touch to discuss your fleet requirements by calling us on 01480 272727. We have answers to your frequently asked questions below.
Frequently Asked Questions
Why do I need Fleet Insurance?
If you are using vehicles to help deliver your service, then you will need to arrange suitable insurance to cover these vehicles for business use.
Legally, all vehicles must be ensured on UK roads. The level of cover you decide to choose is entirely up to you, but we always recommend fully comprehensive cover so you have complete peace of mind should an accident or issue arise.
Having Fleet Insurance in place will make life simpler. You will have more important things to be working on than vehicle insurance!
A single fleet policy means one renewal date and the reassurance of knowing that everyone is covered should the unexpected happen.
By talking to your dedicated account manager, we can find the right policy to meet your needs.
We provide comprehensive Fleet Insurance selected for you from our A rated insurer partners.
Ask us about Fleet Insurance today – call us on 01480 272727 or drop us an email at enquiries@barnesinsurancebroker.co.uk
Who should have Fleet Insurance?
If you operate a practice or business that utilises two or more vehicles, then you can arrange Fleet Insurance to cover them.
Perhaps you run a GP practice with several doctors and practice nurses that use vehicles in order to visit patients in the community – Fleet Insurance would be an ideal solution.
What are the Benefits of Fleet Insurance?
- Peace of mind for you and your staff
- Provides reassurance for your patients
- Protection against financial loss in defending a claim
- Allows your practice to continue to operate whilst pursuing a claim
How much Fleet Insurance cover do I need?
The level of cover that you require will depend on the number of vehicles you wish to cover, who is driving them and what they are being used for.
There are several actions that you can take, which may have a positive effect on your premiums, including the creation and implementation of a risk management programme. We can provide the trusted advice you need to make sure your business risks are managed effectively.
In addition, to help keep any claim costs down, you could take advantage of technology solutions such as the use of a black box or dash cam.
At Barnes Commercial, we take the time to get to know our clients and fully understand their exposure to risk. This allows us to tailor our advice to your exact requirements so the Fleet Insurance we present will be just what you need. Having the appropriate level of cover in place will provide you with freedom from worry, so you can get on with what you do best – caring for your patients.
How can I buy Fleet Insurance?
You can arrange Fleet Insurance without fuss, with us!
Your dedicated account executive will provide impartial advice, which means the cover we suggest will be just what you need to protect your business. And because we only partner with A rated insurers, you can be assured of a market-leading policy from a trusted provider.
Fleet Insurance may be just one of a few insurances you require, so by speaking to an experienced member of our team, we can create a tailored insurance programme to incorporate them all. You can call us on 01480 272727 or send an email to us at enquiries@barnesinsurancebroker.co.uk
