Construction - Barnes Commercial Limited
construction insurance

Construction Insurance

Construction Insurance you can trust

Working in the construction industry can bring a business a variety of risks to manage; from manual handling and electrical hazards to more complex liability risks. As a result of this and due to the general nature of the industry, it is essential that all specific risks are identified and mitigated as much as possible.

Getting honest advice from an experienced adviser can help you create a robust insurance package to not only protect your business from any substantial losses inflicted by professional negligence claims, but also cover your tools and equipment, and any costs incurred from any physical accidents that occur on site.

Barnes Commercial has partnered with a panel of A rated insurers, allowing us to offer you a comprehensive range of insurance products. From general business insurances like Liability insurance and Directors and Officers cover, to more specialised covers including excess of loss, efficacy cover, tools and equipment cover and contractors all risk cover.

Our friendly construction specialist is an expert in this sector and carries a wealth of knowledge in the roofing, scaffolding, plumbing & heating, and the electrical contracting sector. This means that we can provide you with tailored advice to arrive at a suitable insurance programme that meets your specific requirements.

We will take the time to get to know you and your business, gathering information to enable us to conduct a full review of your current programme. Using our in-depth knowledge of the construction insurance industry, we can advise you if we think anything should be added, increased, or even removed from your existing insurance portfolio.

To talk to us about arranging construction insurance for your organisation, or to arrange a review of your current levels of cover, please complete the enquiry form here and we will be in touch.

Alternatively, you can speak to one of our experienced brokers today by calling 01480 272727 or by sending an email to We are here to help.

Construction Insurance

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To speak to an expert adviser call

01480 272727

Alternatively, you can complete our

Enquiry Form

Who is it for?

We have access to market-leading covers with industry specific wording that will bring you peace of mind. We work with businesses operating in the construction sector including:

We will take the time to get to know your business and offer honest and impartial advice to find the right policies for your business needs.

Available covers

We can arrange a portfolio of covers to make up a broader commercial combined policy, which can include:



We believe in getting to know our clients through dedicated and personal service

Why choose us?

  • Exceptional service – we understand the insurance needs of the construction sector and can offer reliable, impartial advice
  • Reassurance – as an independent broker we are completely impartial, making our recommendations a credible choice
  • Freedom from worry – we help you to manage your risk so you can focus on your business.
  • A personal approach – your dedicated account executive is available whenever you need advice.
  • Tailored solutions – you get the right cover for your needs
  • More than just insurance – we offer additional guidance on business risk management including H&S and HR
  • We partner with A rated insurers – you receive a range of market-leading insurance products you can trust
  • Here to help with claims support – on hand to answer your questions and offer guidance for a fast and fair outcome
  • Flexibility – we may be able to arrange competitive finance to spread the cost monthly, through our partnership with Close Brothers Premium Finance

Frequently Asked Questions

What is Construction Insurance?

Construction Insurance provides financial protection to businesses such as roofing and scaffolding contractors, electrical contractors, and plumbing contractors.

It is a general term given to various types of insurance products, that cover things like property damage, equipment damage, professional negligence, and death or injury to employees or third parties.

What does Construction Insurance cover?

The specific Construction Insurance package you have will depend on the nature of your business. However, some typical types of Insurance that could make up your Construction Insurance package might include:

How much does Construction Insurance cost?

The cost of Construction Insurance will vary from business to business. The premium that an insurer will offer you to cover your business against potential risk will depend on a number of factors such as the nature of your business and the services you provide.

At Barnes Commercial, we get to know our clients, so when we speak to our panel of insurers, we can liaise on your behalf to gain a competitive quotation, for tailored cover that will protect your business from the commercial risk you may face.

What Insurance does a Construction company need?

The type of insurance your business will need will depend on your specific sector. For example, electrical contractors may need efficacy cover, but roofing contractors might need own plant cover.

The best way to determine which cover is right for your business is to talk to an experienced adviser, who can help identify potential risks and provide you with a policy tailored to your exact requirements.

We can offer completely impartial advice and work together to build a Construction Insurance policy that meets with your needs. This can provide freedom from worry so you can focus on your business.

To speak with an expert adviser, call 01480 272727 today, or send an email to

Get in touch

To speak to an expert adviser call us on

01480 272727

Contact us today

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